Terms and Conditions
Last Updated: June 24, 2025
Introduction
These Terms and Conditions ("Terms") govern your use of the Financial Assessment Services website and the services offered by us. By accessing our website or using our services, you agree to these Terms. If you disagree with any part of these Terms, please do not use our website or services.
Use of Our Website and Services
You agree to use our website and services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict or inhibit anyone else's use and enjoyment of the website and services.
You must not:
- Use our website in any way that is unlawful, illegal, fraudulent, or harmful
- Use our website to copy, store, host, transmit, send, use, publish, or distribute any material that consists of malicious computer software
- Conduct any systematic or automated data collection activities on or in relation to our website
- Use our website to transmit or send unsolicited commercial communications
- Use our website for any purposes related to marketing without our express written consent
Intellectual Property
The content on our website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of Financial Assessment Services or its content suppliers and is protected by Canadian and international copyright laws.
You may view, download, and print content from our website for your own personal, non-commercial use, provided that:
- You do not remove any copyright or other proprietary notices
- You do not modify the content
- You do not use the content in a manner that suggests an association with any of our products, services, or brands
- You do not reproduce, duplicate, copy, sell, resell, or otherwise exploit the content for any commercial purpose
Service Description
Financial Assessment Services provides general financial assessment services. Our services may include reviewing financial documentation, identifying potential areas for improvement, and providing general recommendations.
We do not provide specific financial advice, investment recommendations, or guarantee any particular outcomes or results. Our services are for informational purposes only and are not a substitute for professional financial advice, diagnosis, or treatment.
User Accounts
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our website.
You are responsible for safeguarding the password that you use to access our website and for any activities or actions under your password. You agree not to disclose your password to any third party.
Limitation of Liability
To the maximum extent permitted by applicable law, Financial Assessment Services and its directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our services
- Any content obtained from our services
- Unauthorized access, use, or alteration of your transmissions or content
Indemnification
You agree to defend, indemnify, and hold harmless Financial Assessment Services and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of your use and access of our services, or your violation of these Terms.
Governing Law
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using our services.
Contact Us
If you have any questions about these Terms, please contact us at:
Email: [email protected]
Address: 85 Financial Blvd, Toronto, ON M4B 1B3, Canada
Phone: +1 437-208-0259